Money can be deposited into an account on daily basis. The amount may be as small as Rupees Ten. It can be called a Daily Deposit Scheme, as the money is deposited almost daily. The unique characteristic of this scheme is that a Patpedhi's authorise agent collects the money daily, from the account holder's doorstep with mobile application and confirmation receipt by SMS to customers mobile.

The scheme is to help daily wage earners, small traders and farmers to inculcate a saving habits and also as a means to fund their bigger capital requirements, such as a wedding, home buying, vehicle purchase etc.